Can my spouse be garnished for my debt?

Can my spouse be garnished for my debt?

a judgment creditor of your spouse can garnish your joint accounts, and. if you have your own separate bank account and a judgment is taken against your spouse, that creditor can also garnish your separate account to pay for your spouse’s debt.

Can a debt collector collect from a spouse?

Debt collectors can be held accountable for their questionable and illegal practices. Under FDCPA regulations, debt collectors may not contact a consumer or spouse if he or she retains legal representation.

Can a creditor freeze a joint account?

Creditors can garnish jointly owned savings and checking accounts. Learn about your rights. Creditors may be able to garnish a bank account (also referred to as levying the funds in a bank account) that you own jointly with someone else who is not your spouse.

Can a spouse be responsible for a debt?

If state law requires a spouse to pay a particular type of debt. If state law requires the executor or administrator of the deceased person’s estate to pay an outstanding bill out of property that was jointly owned by the surviving and deceased spouse .

Can a surviving spouse pay a deceased spouse’s debt?

In community property states, the surviving spouse may be required to use community property to pay debts of a deceased spouse. If there was no joint account, co-signer, or other exception, only the estate of the deceased person owes the debt.

Who is liable if my husband owes back taxes?

A:If you were married when your spouse incurred the back taxes, then yes. When you file jointly, then you assume “joint and several” liability. That means you’re on the hook for any taxes your husband owes. If you file separately (individually), then you would not be liable because you both assume individual liability.

Who is liable for a spouse’s debt in a community property?

Whether you are liable for your spouse’s debts depends on whether you live in a community property or equitable distribution state. Whether you and your spouse are liable for each other’s debts depends mostly on where you live.